Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Osborne Advisors Inc.

Dallas Office
7001 Preston Rd. Suite 300
Dallas, TX 75205
214-523-2338

Austin Office
98 San Jacinto Blvd. Suite 370
Austin, TX 78701
512-481-7800

Offering general securities through SWS Financial Services, Inc. Member: FINRA/SIPC 

Sample articles and reports are written and prepared by Emerald Publications and are provided for informational purposes only and not intended as a solicitation. David Osborne is a registered representative and registered investment adviser representative of SWS Financial Services, Inc., a registered broker-dealer and registered investment adviser that does not provide tax or legal advice. This website is only intended for clients and interested investors residing in states in which SWS Financial Services, Inc., or its financial advisors are qualified to provide brokerage services or investment advisory services. SWS Financial Services, Inc., does not attempt to furnish personalized investment advice or services through this website. Certain places on this site offer direct access or "links" to other websites that contain information that was created, published, maintained or otherwise posted by institutions or organizations independent of SWS Financial Services, Inc. SWS Financial Services, Inc. does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located therein. Visitors to these sites should not use or rely on the information contained therein until after consulting with an independent finance professional. SWS Financial Services does not necessarily endorse or recommend any commercial product or service described on these independent sites. SWS Financial Services, Inc., is a wholly owned subsidiary of SWS Group, Inc. (NYSE: SWS) with offices at 1201 Elm Street, Suite 3500, Dallas, Texas, 75270, (214) 859-1800. Past performance is no guarantee of future results.

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